Now, there are things everybody should know about pet insurance. First, the pet owner still has to pay the veterinary bill in full and then submit a receipt to the insurance company to get reimbursed for a portion of the charges.
Also, the insurance companies usually exclude any pre-existing conditions. So, if the pet is an adult and has a history of a particular disease before getting the insurance, most plans won’t pay for anything having to do with treating that problem. The best time to get pet insurance is when the pet is young. It is also cheaper at that time. Some of the insurance plans even include partial reimbursement for routine services like vaccines, heartworm prevention, flea prevention, spaying and neutering, as well as teeth cleanings. Otherwise, there are basic plans which cover accidents and medical conditions only. For more details and price quotes on veterinary pet insurance visit www.petinsurance.com or www.aspcapetinsurance.com. Many of today’s microchip companies also offer pet insurance as part of their service.